Schedule of Charges

Authentication & Parcel Audits

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Physical Parcel Audit (for the first two hours plus 200.00 SGD for every hour thereafter) 400 SGD
Live Audit - virtual audit (for the first two hours plus 200.00 SGD for every hour thereafter)* 400 SGD
Bullion Purity ECM check (on a per item basis)* 2.20 SGD
DUX bullion test with online report and TPS (on a per item basis) 55 SGD

*minimum 55 SGD per session.

Cost of Storage

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Storage rate per silver ounce per year 0.2774 SGD
Storage rate per gold or platinum ounce per year 9.8550 SGD
Storage rate per nickel ton per year 305.11 SGD
Storage rate per cobalt ton per year 762.78 SGD
Parcel repackaging 6 SGD
Parcel transfer from one account to another (personal/joint account) 25 SGD per parcel
Parcel transfer from one account to another (company/trust account) 50 SGD per parcel
Parcel withdrawal charge (on a per parcel basis) 25 SGD
Armed delivery of parcel to a Singapore address (up to 500 kg) 299 SGD
Balance transfer from one account to another (personal/joint account) 25 SGD per currency
Balance transfer from one account to another (company/trust account) 50 SGD per currency
Transfer-in

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Transfer-in charge* Varies
DUX testing and parcelization for transfer-in** Varies

*charges vary depending on the discount tier. Refer to the transfer-in page.

**charges vary depending on bullion type and quantity. Refer to the transfer-in page.

Late Payment & Cancellation

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Late payment penalty (as a percentage of the amount due)* 1.00%
Order cancellation charge (on a per order basis) 5.00% of the Order Total /
45.00 SGD whichever is higher
Market loss charge on order cancellation (on a per order basis)** Selling price difference

*subject to a minimum of 1.00 USD/1.00 SGD and chargeable at payment due date and for every 15 days thereafter.

**calculated based on the selling price difference between order date and order cancellation confirmation, multiplied by the total ounces ordered. Any market gain by us on cancellations initiated by you shall not be refunded and shall remain our property.

Secured Peer-to-Peer Loans

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Late Payment Penalty (as a percentage of the amount due)* 1.00%
Loan Admin Fee - 1 Month Loan (as a percentage of principal amount per annum) 1.00%
Loan Admin Fee - Other Loan Tenors (as a percentage of principal amount per annum) 0.50%
Loan Advance Fee (as a percentage of the amount financed) 0.50%
Agent Platform Fee (for loans created through third-party platforms) 2.00%

*subject to a minimum of 1.00 USD/1.00 SGD and chargeable at payment due date and for every loan start date thereafter.

Credit/Debit Card Charges

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Credit card transaction charge (SGD) 3.5%
Credit card transaction charge (USD) 4.5%
Cryptocurrency Payment Processing Fees

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Buying metals with BTC / ETH / LTC / BCH 1.5%
Selling metals for BTC / ETH / LTC / BCH 4%
Buying metals with USDC 1.5%
Selling metals for USDC 4%
Buying metals with USDT 1.5%
Selling metals for USDT 4%

Payment processing fees are based on the bid-ask rates on https://www.kraken.com/

S.T.A.R. Gold Grams

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Buy Premium for S.T.A.R. Gold Grams1 2.00%
Sell Premium for S.T.A.R. Gold Grams 0%
Storage Fee for S.T.A.R. Gold Grams (minimum of 0.1g per annum)* 0.35%

*calculated daily based on your average daily holdings against the closing spot price of gold. Charged on gold sale or monthly to your gold balance if the total accumulated storage fees are greater or equal to 0.01g.

1only applicable for SGD and USD currency

S.T.A.R. Platinum Grams

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Buy Premium for S.T.A.R. Platinum Grams1 3.50%
Sell Premium for S.T.A.R. Platinum Grams 0%
Storage Fee for S.T.A.R. Platinum Grams (minimum of 0.1g per annum)* 0.35%

*calculated daily based on your average daily holdings against the closing spot price of platinum. Charged on platinum sale or monthly to your platinum balance if the total accumulated storage fees are greater or equal to 0.01g.

1only applicable for SGD and USD currency

S.T.A.R. Silver Grams

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Buy Premium for S.T.A.R. Silver Grams1 4.00%
Sell Premium for S.T.A.R. Silver Grams 0%
Storage Fee for S.T.A.R. Silver Grams (minimum of 10g per annum)* 0.70%

*calculated daily based on your average daily holdings against the closing spot price of silver. Charged on silver sale or monthly to your silver balance if the total accumulated storage fees are greater or equal to 10g.

1only applicable for SGD and USD currency

Other Charges

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Uncollected Order Fee (as a percentage of the Order Total) 1.00%
Currency Holding Fee – Euro (as a percentage of the average monthly Euro account balance)* 1.00%
Currency Holding Fee – Swiss Franc (as a percentage of the average monthly CHF account balance)* 1.00%

*calculated daily and billed monthly for Cash Balances and Peer-to-Peer Fund Balances held for more than 30 calendar days and with average monthly balance exceeding EUR 5,000 and CHF 5,000.