3 Ways You Can Benefit From Gold’s Record Prices

Gold has been hitting record highs, making it an exciting time for investors and precious metals holders. Whether you’ve been holding gold for years or recently added it to your portfolio, these soaring prices present a valuable opportunity to reassess your strategy.

Instead of just watching the price climb, you can take advantage of the current market in three key ways to help you maximize the value of your gold holdings in today’s market.

#1 - Sell Gold to Take Profit

With gold prices reaching record highs in 2025, investors holding physical gold have a prime opportunity to realise significant gains by selling some of their holdings. Those who accumulated gold at lower price levels can now capitalise on the surge, locking in profits while demand remains strong. This is particularly advantageous for individuals who have been holding gold as a long-term store of value and are now looking to rebalance their portfolios or reinvest in other asset classes. 

Additionally, selling gold can provide liquidity for new investment opportunities, major purchases, or simply as a hedge against potential future price corrections.

Another reason to consider selling is the potential for gold prices to experience short-term pullbacks after prolonged rallies. While the long-term fundamentals for gold remain strong, no asset moves in a straight line, and market cycles often bring periods of consolidation. 

By selling into a period of rising prices, investors can take advantage of current high valuations and later re-enter the market when prices dip, effectively increasing their gold holdings over time. 

Moreover, with growing institutional and retail demand, liquidity remains high, making it easier to sell gold at competitive rates. Investors should assess their financial goals and market conditions to determine whether taking profits now aligns with their broader wealth strategy.

If you plan to sell gold, Silver Bullion has one of the best gold buyback prices in the market. Our prices are transparently published on our website and updated every 1 to 3 minutes following the international gold spot price movements.

Sell-back prices can be locked online or at our Millenia Walk retail store by submitting a sell order via your Silver Bullion account, giving you the certainty of your gold’s sell-back price. Visiting our bullion retail store can be advantageous as our knowledgeable staff can assist you throughout the sell-back process.

#2 - Buy Silver

With the gold bull market in motion, it is curious that silver has yet to witness the same record-breaking price movements. As gold soars and silver lags, the gold-silver ratio (GSR) continues to be entrenched above 80, signaling that silver is undervalued compared to gold.

The gold-silver ratio is calculated simply by dividing the price of gold by the price of silver. Therefore, if the gold price is $3,000 and the silver price is $30, then the GSR is 100. Our GSR data since 1970 shows that a ratio of 80 or more signals that silver is undervalued versus gold. Conversely, a ratio of 50 or lower signals that gold is undervalued compared to silver.

Therefore, a rapidly rising gold price against a lagging silver price indicates an investment opportunity in silver from the perspective of the gold-silver ratio. If the GSR average since 1970 is 58 and gold is $3,000, we can reasonably expect the silver price to surpass $50 – an approximate 50 percent rise from current prices.

Data from previous precious metals bull markets in the 1980s and 2000s also suggests that silver has never failed to reach its highest price every time gold prices soar to all-time highs.

For example, at the bull market's peak in 1980, the ratio was as low as 17, with gold and silver at the nominal record prices of $850 and $49, respectively. Similarly, the GSR reached 39 during the 2011 bull market peak, with gold reaching a record high of $1,920 and silver revisiting its last high of $49.

Furthermore, switching between gold and silver using the GSR’s 80 and 50 levels is a known strategy to increase one’s gold and silver holdings. Our long-term gold-silver ratio chart explains how this strategy works.

If you sold gold, it may be prudent to buy some silver, given how undervalued it is right now compared to gold. However, past results do not guarantee future performance, and investors should assess their financial goals and market conditions to determine whether buying silver aligns with their broader wealth strategy.

However, if your research has convinced you of silver’s potential, buying UK Britannia silver coins can be a good choice. Produced by the Royal Mint, the UK’s sovereign mint, the Britannia silver coin is the most visually secure bullion coin in the world.

Using state-of-the-art picosecond laser technology, the Royal Mint has built four sophisticated visual security features into the Britannia silver coin, significantly increasing the difficulty for counterfeiters. 

In addition, buying UK Britannia silver coins has significant tax advantages for UK Residents. If you are subject to UK taxation, the HM Revenue & Customs (HMRC) has created an unlimited capital gains tax (CGT) exemption for profits made on UK Britannia coins.

#3 - Borrow Against Your Gold

Clients of Silver Bullion’s S.T.A.R. Storage can borrow funds by using their vaulted gold as collateral on our Bullion Secured Loan program. This is especially useful for clients who hold gold as a wealth protection asset for the long term and not as a speculative investment. They can borrow against their gold if they need short-term funds instead of selling.

With gold prices soaring to new highs, the value of gold assets has increased in tandem. The potential capital that can be unlocked is substantial and can be used towards immediate funding needs. There are no restrictions as to how borrowers can use the loan proceeds. It could be used for other investment opportunities, debt consolidation, or short-term funding needs.

Launched in 2015, our Bullion Secured Loan program has since disbursed nearly S$1 billion in funds across over 22,000 loans, with no late payments or defaults. Silver Bullion, as a company, is not the lender of funds. Instead, borrowers and lenders are verified Silver Bullion clients, and loans are matched Peer-to-Peer (P2P). 

With our Bullion Secured Loan program, you have the flexibility to set your borrowing terms (e.g., loan quantum, interest rate, tenure, currency) before submitting your borrowing request to the program’s transparent bid/ask market. A loan is matched if a lender accepts your terms. Alternatively, you can accept an offer from a lender if the lending terms are acceptable.

Overview of the Bullion Secured Loan program

Transferring your bullion for storage in our vault, The Safe House, is required before you can borrow on the loan platform. The precious metals will undergo rigorous DUX Testing to verify their authenticity before they are accepted for storage. Once vaulted, your bullion will be fully insured against loss and damage and kept safe regardless if it was used as collateral for a loan.

With our Bullion Secured Loan program, you always have the option to unlock funds from your precious metals. No longer do they lie idly in storage. Instead, a plethora of investment and financial options become available to you with how you can use the loan proceeds.

Visit Our Retail Store to Learn More

Gold’s record prices present a unique opportunity for investors to make strategic financial moves. Whether you choose to sell your gold to lock in profits, swap gold for silver to capitalize on the high gold-silver ratio, or leverage your bullion’s increased valuation through our Bullion Secured Loan program, each option allows you to make the most of the current market conditions.

If you’d like to explore these opportunities further, visit Silver Bullion’s retail store at Millenia Walk in Singapore. Our team is available daily to assist you in evaluating your options and ensuring you make informed decisions that align with your investment goals.